Cash needed upfront
$6,000 down plus buyer-paid closing costs.
Residential lots in Harlingen, Texas
Start With the Land for Your Future Home
Own a 7,750 sq. ft. residential lot in Harlingen with $6,000 down. Finance the remaining $54,000 over 20 years.
$6,000
Down
$594.59/mo
Principal + interest
7,750 sq. ft.
Residential lot
About 60 seconds · No credit impact · Veronica normally follows up within one hour
Plan for about $720/month including estimated property tax. Buyer-paid closing costs also apply.
Land financing
How the $60,000 Lot Financing Works
Every lot is priced at $60,000. With $6,000 down, the remaining $54,000 is financed over 20 years at a fixed 12% annual rate.
Estimated financing payment
$594.59
per month
Principal and interest
Estimated monthly total with property tax
About $720/month
$594.59 financing payment + about $125 property tax
- Lot price
- $60,000
- Down payment
- $6,000
- Amount financed
- $54,000
- Interest
- 12% fixed
- Term
- 240 payments
Estimated property tax
$1,500/year · about $125/month
Closing costs
Paid by the buyer and confirmed before closing
The $594.59 financing payment includes principal and interest only. The estimated $720 monthly total adds the current property-tax estimate. Buyer-paid closing costs are separate. Final financing terms require lender approval.
Your lot
7,750 Square Feet for the Home You Plan to Build
You are purchasing one residential lot at Reserve at Oak Hills. Every lot has the same size and price. Only 5 lots are currently available for sale.
- Lot size
- 7,750 sq. ft.
- Price
- $60,000
- Location
- Harlingen, Texas
- Lots available
- 5
Illustrative lot boundary shown for scale. Veronica confirms the available lot and survey before selection.
The location
Close to the Places You Use Every Week
Reserve at Oak Hills is on Breedlove Road, just east of US-77.
Breedlove Rd, Harlingen, TX 78550Daily essentials
H-E-B, Sam's Club, Dollar General
Schools
Harlingen CISD, IDEA, TSTC
Travel access
US-77, Valley International Airport
Convenience
Love's, Subway, Church's Chicken
Your next steps
From Eligibility Check to Lot Selection
Start by checking whether the financing fits your credit, budget and timing.
Check your initial fit
Answer four quick questions, then share your contact details. This form does not affect your credit.
Review the lots with Veronica
Discuss your answers, current availability and the complete purchase terms.
Prequalify and choose your lot
The lender verifies your income, credit and financing terms before you select an available lot.
Your point of contact
Veronica Vargas
Realtor
Veronica normally calls within one hour and may text if you opted in.
Before you choose
What You'll Need to Move Forward
Review the upfront cash, estimated property tax, credit requirement and two-year build-or-payoff requirement.
Estimated property tax
About $1,500 per year, or $125 per month.
Financing approval
A 580+ credit score and proof that you can afford the financing.
Two-year requirement
The purchase terms require you to build a home within two years or pay off the remaining land balance.
Common questions
Questions Buyers Ask Before Choosing a Lot
Does this eligibility form affect my credit?
+
No. This form does not run a credit check. Lender prequalification is a separate step.
What does the estimated $594.59 payment include?
+
Principal and interest only. Property taxes and closing costs are separate.
How much money is needed upfront?
+
$6,000 down plus buyer-paid closing costs.
Is a home included with the lot?
+
No. The purchase includes one 7,750 sq. ft. residential lot.
How does lender prequalification work?
+
The lender verifies income, credit and final financing terms.
Which lots are currently available?
+
Veronica confirms current availability before selection.
What is the two-year requirement?
+
Build within two years or pay off the remaining land balance.
Where is Reserve at Oak Hills?
+
Breedlove Road in Harlingen, just east of US-77.
Your next move
See If This Harlingen Lot Fits Your Plans
Answer four quick questions about credit, budget, upfront costs and timing, then share your contact details.
Check My Eligibility
About 60 seconds · No credit impact · Follow-up normally within one hour